The University of Maine System (UMS) would like to take this opportunity to express most sincere appreciation for the outstanding service of its employees as they either contemplate retirement or perhaps already enjoy its many benefits and opportunities.
Consistent with the desire to remain supportive of employees throughout their association with the System, this site is designed to furnish useful information and resources maintained to assist employees no matter where they may be in the retirement process.
Log into your Aetna portal to view your medical documentation, Explanations of Benefits, and more!
View the Aetna Group Health Plan document for the current year.
Log into the EBPA portal to update direct deposit and contact information.
View available plans under the Alight Retiree Health Exchange in your area.
View the most updated Aetna, HRA, and pre-Medicare insurance premiums.
Learn about what Alight is, and how to effectively enroll into Medicare plans.
Medicare Eligible Retiree Health Options
Whether a retiree selects health or dental benefits available through the Alight Retiree Health Solutions or the Aetna Medicare Advantage plan, here you will find valuable guidance to help ensure the best possible retirement experience.
An important resource available to those contemplating retirement from the University of Maine System is your Retirement Guide located within MaineStreet and should be a part of consideration in both timing and personal options.
Retirees who are Medicare-eligible have two options for health insurance:
- Aetna Group Plan: Eligible members may take advantage of the Aetna Group Plan. Information about the plan, including documents and rates, can be found above.
- Alight Retiree Health Exchange: Eligible members may take advantage of the Alight Retiree Exchange and can select either a Medicare Advantage or Supplemental plan that meets their needs.
Medicare Open Enrollment
Medicare Open Enrollment typically occurs between October 15 and December 7 of each year (subject to the next closest business day), and allows Medicare enrollees to change the plans that they are enrolled into.
During Open Enrollment, you have many options:
I’m in the Aetna group Medicare Advantage Plan, and I want/need to:
- Stay in the Aetna group Medicare Advantage Plan: No action is required.
- Move to the Alight Retiree Health Exchange: You must contact both Alight and UMS to initiate transitioning to the Alight Exchange.
I’m in the Alight Exchange, and I want/need to:
- Change plans within the Alight Exchange: You must contact your Alight Benefits Advisor to make any changes to your enrollment.
- Move to the Aetna Group Plan: You must contact both UMS and your current insurance vendor to transition to the Aetna Group Plan.
Non-Medicare Eligible Retiree Health Options
Retirees that are non-Medicare eligible have two different options:
- Stay within the UMS health insurance program: Individuals may elect to remain within their current Preferred Provider Organization (PPO) or High-Deductible Health Plan (HDHP). You can view updated rates above.
- Use your one-time opt-out provision to unenroll in UMS’s insurance and return upon becoming Medicare-eligible. Individuals seeking this route must reach out to UMS to re-enroll into UMS insurances within 90 days of becoming Medicare-eligible. Failure to do so will jeopardize your eligibility for the UMS retiree health plans.
Contacts to Support the Interests of Retirees
There are listings for Alight and Aetna, TIAA, EBPA and CMS where you can locate what you need to know for successful Open Enrollment, bill reconciliation, Health Savings Account administration and much more. You will also find helpful connections to U.S. Government and Maine agencies that can prove outstanding sources of information and understanding, as well.
University of Maine System Resources: Tammie Perez, Senior Benefits Specialist
As always, should you need help with your retiree benefits, please get in touch with your Employee Benefits Center (EBC)! Current and potential retirees now have a dedicated point-of-contact, Tammie Perez, within the UMS Employee Benefits Center to help address questions and identify potential resources.
Email: benefits@maine.edu
Phone: 207-973-3373, toll-free 1-866-269-9635.
Vendor Contact Information:
- Aetna (External Site) – 1-888-267-2637
- Alight Website (External Site) – 1-833-704-1028
- Anthem – 1-833-621-0305
- Medicare (External Site) – 1-800-633-4227
- EBPA (External Site) – 1-888-232-3203
- COBRA – 1-888-232-3203
- Social Security Administration (External Site)
- TIAA (External Site) – 1-800-842-2252
- Northeast Delta Dental (External Site) : 1-800-832-5700
