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Risk Management and Insurance
Risk Management proactively manages the University of Maine’s loss exposures by identifying the types of accidental losses faced by the University, analyzing the different types and sizes of these loss exposures and deciding how to handle and finance these losses.
We use a combination of commercial insurance, self-insurance, risk avoidance, risk transfers and effective claim management. We recognize that the University by its very nature is a constantly changing, dynamic entity. Our aim is to protect the University and enable it to accomplish its educational, social and economic missions.
The University of Maine System focuses on sustainability on each of its campuses. UMS works to identify alternative energy sources, and actively implements them when feasible. UMS currently utilizes bio-mass heating, wind turbines, photovoltaic energy, and geo-thermal energy systems to provide the campus with more efficient, more environmentally sustainable, and cheaper sources of heat and electricity. This makes our campuses unique from a Risk Management perspective, and allows risk management to actively consult on emerging issues with the use of these technologies.
We actively manage the risk for the use of over 600 university vehicles, 75 watercraft, aviation equipment, including UAVs, and over nine million square feet of buildings.
UMS Risk Management procures and maintains insurance for research projects, and scientific equipment located throughout the world. Additionally, we provide risk assessments for all campus departments to ensure that business continuity planning is conducted, and that adequate risk transfer/risk control is provided based on the baseline assessment results.
Risk Management Services include:
- Baseline Risk Assessments
- Internal Threat Assessments
- Contract Analysis
- Business Continuity Planning
- Claims Mitigation Strategies
- Enterprise Risk Management
- Return to Work Guidelines
Risk Management: Topics of Interest
- Insurance Coverage, Deductibles, and Charge-Backs
- Incident Management/Reporting for: Accidents, Injuries, and Property Damage
- Memorandum of Insurance (Proof of Insurance. Print and provide to whomever is requesting)
- Certificate of Insurance (Use this if the Contracting Party asks to be an additional insured)
- International Travel
- Vehicle Administration
- Workers’ Compensation
- Real Estate Management
- Rental Vehicles
- How do I report a claim?
- How do I provide proof of insurance?
- I need to know if I have a deductible?
- What should I do if I am traveling out of the country?
- What kind of services does Risk Management perform?
- I need transportation. What should I do?
Adam Green, CPCU, ARM – System Risk Manager – 207-621-3462 - firstname.lastname@example.org
Helen Chamberland – Claims Coordinator – 207-262-7947 - email@example.com
Diane Dorcy – Administrative Specialist – 207-262-7948 - firstname.lastname@example.org