COBRA
The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) provides for continued health insurance coverage at employees' own expense if the employee, their spouse, or their dependents lose medical, dental or vision insurance coverage because they terminate employment (for reasons other than gross misconduct); their work hours are reduced below the eligible status for these benefits; they die, divorce, or are legally separated; or a child ceases to be an eligible dependent. Applicable monthly COBRA rates are generally 102% of total premiums.
Consult the appropriate Summary Plan Descriptions for more details.
COBRA continuation coverage is administered by:
Benefit Concepts
20 Risho Avenue
East Providence, RI 02914
Telephone: 401-438-7100
2012 COBRA PREMIUM RATES
| Benefit / Coverage | Single |
2-Person |
Family |
|---|---|---|---|
Medical: Copay |
589.34 |
1296.51 |
1650.09 |
Medical: Passive |
626.71 |
1378.77 |
1754.72 |
Dental |
40.82 |
74.71 |
127.57 |
Vision |
9.56 |
18.31 |
29.70 |
2013 COBRA PREMIUM RATES
| Benefit / Coverage | Single |
2-Person |
Family |
|---|---|---|---|
Medical: Copay |
633.53 |
1393.75 |
1773.85 |
Medical: Passive |
673.71 |
1482.18 |
1886.32 |
Dental |
42.62 |
77.99 |
133.18 |
Vision |
9.56 |
18.31 |
29.70 |
Related Information:
Health Insurance Portability and Accountability Act of 1996 (HIPAA)
- Notice of Privacy Practices - Revised 9/03
- Health Information Policy
- Authorization for the Use and/or Disclosure of Protected Health Information
- UMS HIPAA General Operating Policy and Forms
Contact Benefits
If you have a question about your benefits coverage, benefit deduction amounts or any other benefit related question, contact your Campus Benefits Office. Be prepared to give your Employee ID number.
Last Updated: May 9, 2013