HR Home > Benefits > Dental Insurance
Dental Insurance
- Dental Benefit Summary
- Dental Claim Form
- CIGNA website
- Dental Summary Plan Description (SPD)
- Certificate Rider - updates the standard language from 2007 to 2008
- Annual Compliance Rider - updates standard language from 2007 to 2008
- Extraterritorial Legislation - applies to any UMS employee who resides outside of Maine
New CIGNA Dental coverage effective January 1, 2007!
The University of Maine System is proud to announce that effective January 1, 2007, a new CIGNA Dental plan will be available under which many employees will receive single coverage at no cost. The University of Maine System will pay 100% of the single coverage premium for full-time regular employees, 50% of the single coverage premium for eligible part-time regular employees, and 60% of the single coverage premium for eligible temporary faculty. Employees will be responsible for 100% of the dependent portion of the premium regardless of whether they are full-time regular, part-time regular, or eligible temporary faculty.
Dependent children may be covered up to age 19 (up to age 23 if full-time students). Also, if you cover one (1) dependent child under the dental plan, you must cover all eligible dependent children.
The dental premiums for
biweekly employees will be
deducted in 24 equal installments over the
course of the calendar year, rather than 26. This
will slightly increase each biweekly deduction;
however, in those 2 months during the year
when there is a third biweekly pay, you will have
a dental premium holiday, with no premium
deducted.
Premium Rates for Full-time, Regular Employees
| Coverage | Monthly | Biweekly | ||
|---|---|---|---|---|
Employee |
University |
Employee |
University |
|
| Single | 0.00 |
31.99 |
0.00 |
16.00 |
| 2-Person | 26.87 |
31.99 |
13.44 |
16.00 |
| Family | 68.78 |
31.99 |
34.39 |
16.00 |
Premium Rates for Part-time, Regular Employees
| Coverage | Monthly | Biweekly | ||
|---|---|---|---|---|
Employee |
University |
Employee |
University |
|
| Single | 16.00 |
15.99 |
8.00 |
7.99 |
| 2-Person | 42.87 |
15.99 |
21.44 |
7.99 |
| Family | 84.78 |
15.99 |
42.39 |
7.99 |
Premium Rates for eligible Temporary Faculty
| Coverage | Monthly | |
|---|---|---|
Employee |
University |
|
| Single | 12.80 |
19.19 |
| 2-Person | 39.67 |
19.19 |
| Family | 81.58 |
19.19 |
See also: Understand Your Pay Stub
Related Information:
COBRA Continuation of Coverage
Contact Benefits
The above is a brief summary of benefits offered by the University of Maine System. Detailed brochures/booklets are available online, at the local University Office of Human Resources, or at the System Office of Human Resources.
If you have a question about your benefits coverage, benefit deduction amounts or any other benefit related question, contact your Campus Benefits Office. Be prepared to give your Employee ID number.
Last Updated: August 19, 2008