Overview
Primary Reserve Ratio provides a snapshot of financial strength and flexibility by indicating how long the institution could function using its expendable net position without relying on additional net position generated by operations. This ratio is calculated as expendable net position (excluding net position restricted for capital investments) divided by total expense.
Graph shows the Primary Reserve Ratio Benchmark at 0.4, and illustrates that UMS was trending upward from 2008 through 2012 and has been close to its benchmark for the last five years.
Values
| Fiscal Year | UMS Primary Reserve Ratio | Benchmark |
|---|---|---|
| 2008 | 0.26 | 0.4 |
| 2009 | 0.23 | 0.4 |
| 2010 | 0.31 | 0.4 |
| 2011 | 0.37 | 0.4 |
| 2012 | 0.38 | 0.4 |
| 2013 | 0.4 | 0.4 |
| 2014 | 0.41 | 0.4 |
| 2015 | 0.39 | 0.4 |
| 2016 | 0.39 | 0.4 |
| 2017 | 0.29 | 0.4 |
| 2018 | 0.29 | 0.4 |
Presentation
This line graph shows both the Benchmark Primary Reserve Ratio and the UMS Primary Reserve Ration from the 2008 fiscal year through the 2018 fiscal year, with the ratios presented on the Y-axis and the fiscal years on the X-axis.