Overview

Graphic shows levels of Standard and Poors investment grades from Prime (AAA) down to Junk Bonds, and places UMS at a AA- debt rating; meaning UMS has a very high capacity to repay its loans due to financial position and attitude towards repaying debt. UMS is considered to have a very low chance of defaulting. A “stable outlook” means that a rating is not likely to change.

Values

UMS has a AA- Standard and Poors debt rating.

Investment Grade Debt Rating
Prime AAA
High Grade AA+, AA, AA-
Upper Medium Grade A+, A, A-
Lower Medium Grade B+, B, B-
Junk Bonds All below B-

Presentation

This graphic lists Investment Grade levels in a vertical column on the left and Debt Ratings in a vertical column on the right, with a line connecting corresponding Investment Grades and Debt Ratings. Another line connects AA- debt rating with a box on the far right which reads “2019 UMS (Stable)”.

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