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COBRA

COBRA

The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) provides for continued health insurance coverage at employees’ own expense if the employee, their spouse, or their dependents lose medical, dental or vision insurance coverage because they terminate employment (for reasons other than gross misconduct); their work hours are reduced below the eligible status for these benefits; they die, divorce, or are legally separated; or a child ceases to be an eligible dependent. ¬†Applicable monthly COBRA rates are generally 102% of total premiums.


Consult the appropriate Summary Plan Descriptions for more details.

COBRA continuation coverage is administered by:

Benefit Concepts
PO Box 14585
Lexington, KY 40512-4585
Telephone: 401-438-7100
Fax:  855-729-9604

 

2015 COBRA PREMIUM RATES
Benefit/Coverage Single 2-Person Family
Medical: Copay 693.75 1526.22 1942.47
Medical: Passive 737.75 1623.06 2065.61
Medical: Choice 620.90 1365.97 1738.51
Dental 42.62 77.99 133.18
Vision 9.56 18.31 29.70

2014 COBRA PREMIUM RATES
Benefit/Coverage Single 2-Person Family
Medical: Copay 656.34 1443.92 1837.71
Medical: Passive 697.97 1535.54 1954.23
Dental 42.62 77.99 133.18
Vision 9.56 18.31 29.70

 

Related Information:

Health Insurance Portability and Accountability Act of 1996 (HIPAA):

UMS HIPAA General Operating Policy